11124 Bramblebrush St Tampa, FL 33624
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About this home
Newly REMODELED 3 bed 2 bath home with EXCELLENT LOCATION in the heart of Tampa. Its features include a huge formal living room and a spacious dining room, and a new designer kitchen with custom wood cabinets, gorgeous GRANITE countertops, stainless-steel appliances and custom back-splash. It also has 2 newly remodeled bathrooms with wood cabinets/vanities and sparkling granite counter tops. It also boasts new durable laminate wood flooring in the living areas and ceramic tile in the kitchen & baths (NO CARPET). The home has been meticulously painted inside and out. It also has new light fixtures & sinks & faucets & toilets and door hardware. The home is turn-key!!! Just move in and enjoy, with piece of mind knowing that the home needs nothing done to it. It also has a large covered back patio and a large fenced in back yard that is perfect for entertaining all year round (and there is more than enough room to build a pool). Plantation Community homeowners can use and enjoy all community amenities including: 2 community pools, playgrounds, tennis & basketball & racquetball courts & soccer fields. Also, outdoors lovers & active residents will love the neighborhood's walking & bike trails, parks, and lakes for fishing and wildlife watching. Conveniently located in the heart of Carrollwood. Only minutes from Veterans Expressway & Citrus Park trail & mall & from the Tampa Airport. Inventory of fully remodeled homes like this is very limited in Carrollwood - so don't miss out on this opportunity.
Source: STELLAR #TB8419797
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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