11132 Anhinga Ct Colorado Springs, CO 80925
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About this home
Built in 2022, this luxury modern two-story blends contemporary style with everyday comfort. Step inside to find 9-foot ceilings, a spacious great room, and LVP flooring throughout the main level and baths, setting a tone of quality and design. The chef-inspired kitchen showcases stainless steel appliances, white birch cabinets with crown molding, recessed lighting, and a large granite island perfect for entertaining. A dedicated mudroom connects conveniently to the powder room, creating smart flow and functionality. From the dining area, step out to your backyard through a convenient walk-out, perfect for grilling or relaxing outdoors. The space continues with a fully fenced yard and a two-car garage for convenience and storage. Upstairs, all three bedrooms sit alongside a laundry room and two full baths. The primary suite features a double vanity and walk-in shower, while another bedroom captures stunning views of Pikes Peak and the Front Range. Located close to military bases, this home delivers the perfect balance of modern luxury, thoughtful design, and like-new construction.
Source: PPMLS #4542332
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.