1114 Megg Ct Joppa, MD 21085
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About this home
✨ Welcome Home to 1114 Megg Ct, Joppatowne ✨ Discover this stunning custom Colonial set on a premium 0.54-acre cul-de-sac lot in the highly desirable Wilna Village community. Surrounded by beautifully landscaped grounds, this exceptional residence offers a perfect blend of timeless elegance, modern comfort, and serene outdoor living. Step inside the grand two-story foyer, where light pours in and flows effortlessly into the formal living room and private office, both adorned with elegant moldings. The heart of the home is the gourmet eat-in kitchen, featuring 42" cabinetry, sleek black appliances, a center island with cooktop, and a sun-filled breakfast room with direct access to the expansive deck and backyard. Adjacent to the kitchen, the spacious family room invites relaxation with its cozy, individually controlled wood pellet stove—perfect for gatherings or quiet evenings at home. A powder room, laundry area, and three-car garage access complete the main level. Upstairs, retreat to the luxurious primary suite, offering a sitting area, his-and-her closets, and a spa-like en-suite bath with dual vanities, soaking tub, and separate shower. Three additional bedrooms provide generous space and comfort for family or guests. The finished lower level expands your living space with two versatile bonus rooms, a full bathroom, an entertainment area, and a walk-out to the custom patio—ideal for hosting or relaxing in your private, tree-lined backyard. The outdoor area offers endless possibilities for entertaining, dining, or even adding a future pool. With no HOA, a peaceful cul-de-sac setting, and proximity to I-95, shopping, marinas, and Harford County’s top-rated schools, this home offers the perfect balance of convenience and tranquility. Thoughtful design, abundant storage, and elegant outdoor spaces make 1114 Megg Ct a true retreat you’ll be proud to call home.
Source: BRIGHT #MDHR2049228
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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