11143 N Divot Dr Tucson, AZ 85737
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About this home
Located in one of Oro Valley's most sought-after neighborhoods, Catalina at Canada Hills, just off holes 12 and 13 of the El Conquistador Golf Course. The floorplan is open and airy with high ceilings that create an inviting atmosphere. Plank tile flooring guides you to the heart of the home, the updated kitchen; featuring white cabinetry, stainless steel appliances (2022), granite countertops, and ample storage--perfect for entertaining or enjoying a quiet morning. The spacious living room, family room, breakfast nook and dining areas flow effortlessly. Upstairs the oversized primary suite offers plenty of space, featuring a large ensuite with a soaking tub, separate shower and walk-in closet. Three additional bedrooms offer flexibility for family, guests or a home office. With two and half baths, morning routines are a breeze. The backyard backs up to a desert walking trail exclusively for Catalina at Canada Hills and features pavers, astroturf, lemon, nectarine and apple trees with plenty of space to entertain, garden and for kids to play. The exterior of the home was just painted in august 2025 as well as the primary bathroom and guest bathroom! New wood blinds and light fixtures throughout the house. The neighborhood features a walking trail, sidewalks and backs up to The El Conquistador Golf Course. Located in Oro Valley, close to the library, schools, multiple parks and hiking trails as well as Oro Valley Hospital. Schedule a private tour with Natalie today!
Source: SOUTHAR #22523556
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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