11149 Blythe Rd San Diego, CA 92126
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About this home
Tucked on a quiet street just around the corner from Sandburg Neighborhood Park, this inviting 4-bedroom, 4-bathroom home offers a layout that easily adapts to the needs of multigenerational living, remote work, or hosting guests—while still feeling warm and connected. Step inside to a bright living room where a cozy white brick fireplace sets the tone for relaxed evenings and weekend movie nights. The space opens to a thoughtfully designed kitchen—complete with quartz countertops, stainless steel appliances, white cabinetry, and a central island that invites everything from morning pancakes to late-night conversations. The kitchen flows into the dining area and a custom kids' playroom, featuring a built-in desk and creative space that's perfect for homework, art projects, or quiet play—making it easy to stay connected while giving everyone their own zone. The main level also includes a full bedroom and bath—perfect for in-laws, guests, or a quiet home office away from the upstairs bedrooms. Upstairs, the primary suite offers plenty of breathing room with its own flexible sitting area or workspace. The en suite bath features dual vanities, a soaking tub, a walk-in shower, and a spacious walk-in closet. An additional bedroom on each level—each with its own full bathroom—offers flexibility for guests, older kids, or extended family, while giving everyone space and privacy. Outside, the backyard is ready for it all—dining under the stars, running barefoot through the grass, or enjoying a quiet coffee on the patio. The home also includes a new HVAC system and solar that’s nearly paid off, helping improve comfort while keeping energy costs low. All of this is nestled in a walkable, residential neighborhood with no HOA, close to shopping, dining, and freeway access. And with Sandburg Park just down the street, you have playgrounds, open fields, and shady walking paths practically in your backyard. This is the kind of home that grows with you—offering the space, layout, and location to support your day-to-day life, all in a welcoming corner of Mira Mesa.
Source: CRMLS #PTP2505737
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.