11187 Campfield Rd Weeki Wachee, FL 34614
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About this home
Discover this inviting 3-bedroom, 2 bath home situated on almost ½ acre corner lot with a BRAND-NEW ROOF COMING PRIOR TO CLOSING. Designed for comfort and style, this residence features cathedral ceilings that create an airy and open atmosphere throughout the main living spaces. Step into a roomy living room that seamlessly connects to a welcoming eat-in kitchen. The eat-in kitchen is equipped with bar seating, making it perfect for casual meals, entertaining guests, or family gatherings. The open layout encourages effortless flow and connectivity between the living and dining areas. The spacious master ensuite is a true retreat, offering privacy and comfort. The master bath boasts dual vanities, a beautiful tile shower, and a walk-in closet for ample storage. Thoughtful design and quality finishes make this space both functional and luxurious. The second and third bedrooms are generously sized, ideal for family members, guests, or a home office. They share a well-appointed second bathroom featuring a tile tub/shower combination, providing style and convenience for everyday living. Enjoy the convenience of an inside laundry room that includes both a washer and dryer, making household chores easier and more efficient. Other amazing features include AC replaced in 2017. The property features a well and septic systems. Lots of shopping and favorite local dining options nearby. Minutes from the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks. Enjoy everything Tampa Bay has to offer from the new Downtown Riverwalk, TOP US BEACHES, boating, fishing, golfing, cultural entertainment, and museums...and of course beautiful year-round weather!
Source: STELLAR #W7880746
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.