1119 Huntington Ln Safety Harbor, FL 34695
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About this home
Welcome to this beautifully maintained 4 bedroom, 2.5 bath home with an office/nursery in the highly desirable golf cart friendly community of Huntington Trails. One of the larger homes in the neighborhood, it features a flexible split-bedroom layout with expansive, light-filled living areas and thoughtful updates throughout. The spacious great room with soaring ceilings, skylights and large wood burning fireplace flows seamlessly into the dining area and built-in bar with wine refrigerator, creating the ultimate setting for entertaining. The updated kitchen is designed for both style and function, offering sleek cabinetry, quartz countertops, gas stove, and two pantries. An adjoining eat-in space opens through French doors to the screened patio and includes additional cabinets and countertop space—perfect for a coffee bar or serving station. Three independent AC systems (2 installed in 2025, the 3rd one in 2020) provide year-round efficiency and comfort. All bathrooms have been beautifully updated. The primary suite easily accommodates large furnishings and boasts a walk-in closet with custom built-ins, along with a spa-like en suite bath featuring double sinks, jetted tub, and walk-in shower. A flexible office/nursery is located off the primary suite, providing privacy and convenience. The oversized third bedroom with walk-in closet and adjoining bath with a large walk-in shower makes an ideal teen or in-law suite. A versatile bonus room off the great room can serve as a library, media lounge, or playroom. Outdoor living shines with both a screened patio and an open-air patio for dining or relaxation. The yard is low-maintenance and fully fenced on three sides, offering both privacy and peace of mind. Additional features include a tankless water heater, water softener, hurricane garage door and newer roof (2018) for peace of mind. Just minutes from Main Street Safety Harbor, you can walk, bike, or ride your golf cart to shops, restaurants, waterfront parks, and lively festivals. Marshall Street Park—with trails, tennis, pickleball, and a playground—is a short walk away, while Tampa International Airport, Clearwater Beach, and Honeymoon Island are all easily accessible
Source: STELLAR #TB8426814
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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