112 Avon Dr Hubert, NC 28539
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About this home
Welcome to 112 Avon Drive, a completely renovated ranch home on a .35-acre lot in the coastal town of Hubert, NC. This 4-bedroom, 2-bathroom residence has been fully updated inside and out, offering the ease of move-in readiness combined with the peace of mind that comes from knowing all major systems and finishes are brand new. Curb appeal begins with new siding, windows, exterior doors, and garage door, along with a brand-new roof. Just inside you will find a bright living area with new luxury vinyl plank flooring, fresh interior paint, and a white brick fireplace that adds character. Every interior door, fixture, and light has been replaced to give the home a refreshed, consistent design. The kitchen is fully remodeled with new white cabinets, countertops, stainless steel appliances, new sink, and updated plumbing fixtures. A dining area off the kitchen opens directly to the brand-new deck, creating seamless indoor-outdoor flow. Both bathrooms feature new vanities, toilets, updated mirrors, and stylish fixtures, while bedrooms include new carpet for comfort. Additional upgrades include a new HVAC system, new water heater, and all-new interior and exterior lighting. The attached two-car garage with new doors provides convenience & sleek epoxy floor, while the large fenced backyard offers privacy and usable outdoor space with a firepit. Located just down the road from the water, this property is not in a flood zone and does not belong to an HOA, giving flexibility without added costs. Proximity to Camp Lejeune, Jacksonville, Swansboro, and area beaches makes this a practical and appealing location. Every major component of this home has been addressed, from the roof to the flooring, ensuring that the next owner can simply enjoy the benefits of a fully updated residence. 112 Avon Drive is a rare opportunity to purchase a ranch-style home with a complete renovation in a desirable coastal setting.
Source: NORTHCAROLINAREGIONAL #100529210
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.