112 Puckett Ct Canton, GA 30115
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About this home
Discover a well-maintained traditional gem in The Falls at Mill Creek! Tucked away on a serene cul-de-sac, this home offers a perfect blend of privacy and tranquility, with fewer neighbors and abundant green spaces. Step inside to find a bright and inviting atmosphere, thanks to freshly painted, neutral interiors bathed in natural light. With four spacious bedrooms, each room is designed to maximize comfort and functionality. The heart of the home is the generously sized, open eat-in kitchen. It effortlessly flows into a cozy family room with a fireplace. Imagine stepping outside to your patio, then an expansive side yard. Recently cleared of pine trees and brush, this outdoor space is a blank canvas ready for your dream retreat—whether it’s a lush garden, a play area, or a relaxing oasis. Location is everything, and this home shines in that department! Situated in Cherokee County, you're minutes from Milton and surrounded by the charm of North Atlanta Horse Country. Enjoy scenic drives and the ease of getting to community amenities like the playground and pool, all within walking or biking distance. Plus, with top-rated schools Avery Elementary, Creekland Middle, and Creekview High and the benefit of low Cherokee County taxes, this property truly stands out as the perfect place to call home. Come see for yourself and fall in love with this traditional beauty!
Source: FMLS #7651707
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.