1120 Crystal Wood Dr Davison, MI 48423
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About this home
4 bed "“ 3.5 bath "“ 1/2 acre+ "“ Updated Roof & Windows "“ Finished Lower Level "“ Quiet Cul-de-sac Tucked away on a wooded lot in Davison, this spacious 4-bedroom, 3.5-bath home offers 2,420 square feet above grade plus a finished walk-out lower level, totaling 3,920 square feet of living space. You'll walk into soaring cathedral ceilings and a dramatic atrium overlook that makes a lasting impression. The living room features a gas fireplace and energy-efficient windows that let in plenty of natural light. Fresh updates include 2024 plush carpet and 2025 designer paint-this home is move-in ready. The finished lower level includes a full bathroom with a walk-in shower, egress windows, and plumbing for a future wet bar-ideal for entertaining, extended family, or added living space. Major updates and features include a new architectural roof (2024), oversized 3-car garage with newer doors, zoned HVAC, underground utilities, in-ground sprinkler system, city sewer, well water, an owned water softener, and a 13-circuit backup generator. Low-maintenance siding adds to the appeal. A rare find with modern updates, a flexible layout, and a peaceful location near everything Davison has to offer.
Source: REALCOMP #5050183030
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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