11204 Lake Sassa Dr Thonotosassa, FL 33592
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About this home
PERFECTLY PERFECT Family Home with Private Lake Access! Welcome to this exceptional custom-built Chadwell home, perfectly nestled on a ½-acre lot in the sought-after Fort King community—with private access to Lake Thonotosassa, Hillsborough County’s largest natural lake! Lovingly maintained and thoughtfully upgraded by its original owner, this home offers the perfect balance of warmth, elegance, and function. From the picture-perfect front lawn to the inviting 19x30 Pebble Tec saltwater pool surrounded by lush landscaping, every corner of this property radiates pride of ownership. Step inside to discover luxury plank vinyl flooring throughout the main living areas and wood-look ceramic tile in the stunning kitchen. With both formal and informal living and dining spaces, this home is ideal for entertaining or relaxed family gatherings. The oversized kitchen is a chef’s dream featuring: Stainless steel appliances, Miles of exotic marble countertops, Soft-close cabinetry with thoughtful storage solutions. Other features include: Mixer lift, Microwave drawer, Spice cabinet, Pegboard organizers, Pot filler, Copper farmhouse sink, Under-cabinet lighting, a spacious kitchen island with Acacia wood top—perfect for prep or casual seating, and a Sunny breakfast nook with serene pool views....Upstairs, you’ll find three generously sized guest bedrooms, a full guest bath, and a luxurious master suite featuring: Heated bathroom floors, Under-cabinet lighting, Tiled walk-in shower, Double-sink vanity with marble countertops, and two walk-in closets. The showstopper? The screened lanai and resort-style saltwater pool area, complete with a sun shelf, bubblers, spa, deck jets, and pavered patio—your own private oasis for Florida living....and last, but not least, a 25x40 workshop for hobbies, storage, or workspace. Access to the community park is just steps away with covered picnic areas and a dock overlooking Lake Thonotosassa.... This rare gem is more than a home—it's a lifestyle. Don’t miss your chance to own a piece of paradise in a PERFECTLY PERFECT LOCATION! Schedule your private tour today and fall in love!
Source: STELLAR #TB8405107
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.