11209 Carrick Stone St Wimauma, FL 33598
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About this home
Located just 20 miles from Downtown Tampa in the desirable Ayersworth Glen community, this well-appointed 3-bedroom, 2-bathroom home offers 1540 square feet of comfortable living space on an oversized landscaped lot. The heart of this home features an energy-efficient kitchen equipped with granite countertops and custom cabinets, perfect for daily meal preparation and entertaining. The thoughtful layout maximizes the available square footage while maintaining an open, welcoming atmosphere throughout. Outside, the property includes a convenient irrigation system to keep the landscaping lush and green year-round. The Ayersworth Glen community provides residents with exceptional amenities including a resort-style pool with poolside cabana, a fully-equipped clubhouse featuring a fitness center, basketball court, playground, and picnic areas for family gatherings. The location offers the perfect balance of suburban tranquility and urban accessibility. Residents enjoy being surrounded by world-class golf clubs while maintaining easy access to Downtown Tampa's vibrant offerings. From professional sports arenas and fascinating museums to the bustling theatre district, the city provides endless entertainment options. World-class shopping destinations, diverse dining experiences, and unbeatable nightlife are all within reach. This property represents an excellent opportunity for buyers seeking a quality home in a well-established community with outstanding amenities. The combination of modern features, community facilities, and prime location creates an attractive package for families looking to enjoy the best of Florida living while staying connected to Tampa's metropolitan advantages.
Source: STELLAR #TB8446874
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.