11231 Paseo Sonesta Porter Ranch, CA 91326
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About this home
PORTER RANCH | Rare, updated waterfront unit in the coveted guard-gated Aldea community. This home is one of only a handful positioned in a serene setting, next to lush landscaping and soothing sounds of a cascading waterfall. From the moment you enter, the checkered tile flooring in the foyer sets a sophisticated tone. The first level features direct access to a 2-car garage, a dedicated laundry room with built-in storage, and a welcoming entryway. Upstairs, the layout unfolds beautifully, showcasing crown molding, hand-scraped hardwood flooring, plantation shutters and high-end light fixtures. To the right, a generously sized secondary bedroom and full bath provide comfort, privacy and flexibility. Straight ahead, the open-concept living space is drenched in soft, natural light and is a seamless blend of kitchen, dining, and family room that opens to a private patio. The kitchen is thoughtfully upgraded with granite countertops, stainless steel appliances, and abundant cabinetry. Privately tucked away at the far end of the home, the corner primary suite offers a peaceful retreat with mountain views. The fully remodeled en-suite bathroom features a spa-inspired shower, creating a luxurious escape, with endless hot water from the newer tankless unit. Living in Aldea means enjoying resort-style amenities: a sparkling pool, relaxing spa, BBQ area, and beautifully landscaped grounds. All this and just minutes from The Vineyards at Porter Ranch, top-rated schools, scenic hiking trails, and convenient freeway access. Don’t miss your chance to own one of Aldea’s rare waterfront gems — a true blend of luxury, location, and lifestyle.
Source: CRMLS #SR25228816
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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