11232 Meridian Hill Way Upper Marlboro, MD 20772
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About this home
Step into modern living with this elegant 3-bedroom, 2.5-bathroom townhome, featuring a rough-in for an additional 1.5 bathrooms, perfectly nestled in the sought-after Westphalia Town Center community. Built in 2022, this home beautifully combines contemporary design with everyday functionality. The open-concept main level creates a seamless flow between the living, dining, and kitchen areas—ideal for entertaining or relaxing at home. The gourmet kitchen features a spacious island, upgraded cabinetry, and sleek granite or quartz countertops, offering both style and convenience. Upstairs, you’ll find three spacious bedrooms, including a serene primary suite with a private bath and ample closet space. The finished lower-level recreation room provides flexible space for a media area, home office, or gym, and the rough-in for an extra 1.5 baths gives you the option to customize and expand in the future. A cantilever deck off the main level extends your living space outdoors, perfect for morning coffee or evening gatherings, and the attached two-car garage provides added convenience and security. Located in the vibrant Westphalia Town Center, this home offers access to a growing community filled with parks, trails, shopping, dining, and future retail and entertainment spaces. Commuters will appreciate the easy access to I-495, Route 4, and nearby transit options, with Washington, D.C., just minutes away. Thoughtfully designed, move-in ready, and full of potential, 11232 Meridian Hill Way offers the perfect balance of comfort, modern finishes, and lifestyle convenience.
Source: BRIGHT #MDPG2179864
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.