11237 Blaze St Aubrey, TX 76227
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About this home
Best deal in Silverado! PRICED BETTER THAN THE BUILDER'S NEW HOMES. One of the best floor plans ever! Clean, well-cared-for home is better than new! 4 Bedrooms and 2 baths downstairs and a Game Room with a bath upstairs. Game room is currently being used as a 5th bedroom. This home offers a well appointed kitchen with gas cooking, loads of cabinetry and a large pantry. The kitchen has an island and dining space that can easily accommodate large gatherings. The kitchen also has a coffee bar. There is an enormous laundry area with additional storage tucked under the stairway. The back door leads to a covered patio & large fenced backyard. The living room is nice and bright and features a stunning gas fireplace. The primary suite features tray ceilings and an en-suite primary bath with upgraded countertops. Silverado is a an amazing place to live! Convenient schools, walking trails and amenities include pickleball and a community center with a pool. Low HOA's and Low Taxes make this a wonderful place to call home. Located in a USDA eligible area and Qualified buyers can get 100% financing using USDA loans....
Source: NTREIS #21047422
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.