1124 Okapi Ln Ventura, CA 93003
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About this home
Professional Photos Coming Soon ?? 1124 Okapi Place, Ventura, CA 93003 Modernized Corner-End Townhome in Todd Ranch Welcome to 1124 Okapi Place — a beautifully upgraded corner-end townhome in the highly desirable Todd Ranch community of East Ventura. Elevated on a gentle hill, this 3-bedroom, 2.5-bath residence combines modern comfort with a uniquely private indoor-outdoor living experience. Step inside to discover an inviting open-concept layout with high ceilings, sleek laminate flooring downstairs, and newer carpet upstairs. The remodeled kitchen features quartz countertops, modern cabinetry, and a beautiful ceramic farmhouse sink. Residents of Todd Ranch enjoy resort-style amenities including multiple swimming pools, clubhouses, and lush walking paths. HOA covers water, trash, building insurance, and maintenance of grounds and pools for truly worry-free living. Ideally located near parks, schools, shopping, and dining — with easy access to the 101 and 126 freeways — you’ll also be just minutes from East Ventura Community Park, scenic hiking trails, and Ventura’s beautiful beaches. Experience the perfect blend of comfort, style, and California coastal living at 1124 Okapi Place.
Source: CRMLS #OC25251929
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.