1125 Vista Cove Rd Saint Augustine, FL 32084
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About this home
Discover Florida living at its finest in Vista Cove — a private, gated waterfront community set on 67 acres with stunning preserve views, half a mile of peaceful riverfront, and a full range of resort-style amenities. Inside, you'll find a bright coastal-style open floor plan with thoughtful updates ~ including beautiful luxury vinyl plank floors, new countertops throughout, upgraded kitchen cabinet doors, new kitchen appliances, bathroom sinks and faucets, fresh carpet in the 3rd bedroom and interior paint. This elevated retreat feels like a modern treehouse, surrounded by a lush hammock of live oaks and tropical greenery. Wake up to the soothing sound of a fountain on the water and the natural rhythm of a thriving bird estuary. Enjoy total privacy and tranquil pond views from the primary bedroom, living room, and screened balcony — your own private escape immersed in nature. The reasonable monthly condo fees include fiber optic internet and biannual interior pest control. Explore scenic nature trails and winding boardwalks just steps from your door. Relax at one of two sparkling community pools- one heated -or unwind in the Jacuzzi. The community also offers convenient free RV and boat storage, a fishing pier overlooking the San Sebastian River (an ideal spot for watching Fourth of July fireworks), a well-equipped fitness center, and a clubhouse complete with library, meeting room, event space and kitchen. Nothing compares.
Source: REALMLS #2113269
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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