1126 Valor Walk Crestview, FL 32539
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About this home
**Assumable Loan 3.375%, small gap**This is a very spacious floorplan from the great room right down to the 4 bedroom, 3 full bathrooms and 3 car garage. The back yard is gigantic and home sits on a cul-de-sac which proves perfect for pets and kids! Smart keyless entry, smart locks, recess lights and more! The home is like new as it was built in 2021, so homeowners' insurance is low, like new high-end appliances convey such as the washer/dryer, fridge, stove and microwave at no extra cost! All of the blinds are intact and compliment the home well. There is a community well maintained pool just steps away from your new front door which proved to be perfect for hot summer days. The covered back porch was also a perfect backdrop for cooler fall evenings surrounding the fire pit. This lovely home was well maintained and is ready for YOU, its new owner! Almost forgot to mention how perfect the location is as it is South of the 10, only 19 miles from Eglin AFB, 11 from Dukefield, 2 miles from the Interstate, 5 miles from groceries, within the boundaries of several highly rates schools and more! Told you this is perfect! Be sure to speak with your agent for a showing today! Seller is motivated!
Source: EMERALDCOAST #986450
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.