11283 Pickford St Spring Hill, FL 34609
Your savings
About this home
Welcome to this beautifully designed and move-in ready home—this one has it all! Enjoy peace of mind with a 2020 roof, 2022 HVAC, and no HOA or CDD, making it part of a rare find where comfort, style, and flexibility meet. From the moment of arrival, the home impresses with a remodeled entryway featuring fresh exterior paint, custom tilework, and a wide front door that sets the tone for what’s inside. Step into a bright, open-concept layout with a spacious living and dining area, perfect for everyday living or entertaining. The modern kitchen is a true highlight, showcasing granite countertops, ample cabinetry, and a large island ideal for casual meals or gathering with guests. Connected directly to the kitchen is a generous family room with flexible space for a breakfast nook or cozy lounge area. This space features a beautifully designed electric fireplace with a sleek, modern look, set into a striking floor-to-ceiling porcelain stone wall with a built-in TV niche—a true statement piece that adds luxury and warmth to the room. A sliding pocket door here disappears behind the wall, opening fully to the covered and screened patio—a perfect outdoor extension of the living space, ideal for entertaining in total comfort. The split-bedroom floorplan provides privacy, with the primary suite situated on one side of the home. This spacious retreat includes an ensuite bathroom with dual granite vanities, a dedicated vanity area, and another sliding pocket door that opens completely to the patio—offering a seamless indoor-outdoor connection. Two additional well-sized bedrooms and a second full bathroom are located on the opposite side of the home, perfect for family or guests. The screened-in outdoor area is the ultimate entertaining space—covered, private, and built for relaxation. Whether hosting friends or enjoying quiet mornings, this outdoor living area completes the home’s ideal layout. Don’t miss the opportunity to own a home that blends thoughtful upgrades with functional design—this one stands out from the rest!
Source: STELLAR #TB8426874
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.