113 Craven Dr Havelock, NC 28532
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About this home
$5,000 SELLER CREDIT TO BUYER! Discover the perfect blend of comfort and convenience at 113 Craven Drive, where fresh updates and modern style meet the warmth of the Tryon Park neighborhood. This move-in ready 4-bedroom, 3-bathroom home features open spaces, natural light, and updated finishes that make everyday living both easy and beautiful. Cooking is a delight in the bright kitchen featuring granite countertops, ample cabinetry, and stainless steel appliances. A sunny dining area framed by large windows invites you to savor your morning coffee while looking out onto the lush yard. It flows effortlessly into the spacious living room and out onto a deck perfect for dining al fresco or relaxing in the sun. The generous fenced-in backyard and manicured lawn are ready for summer cookouts, games, or quiet evenings under the stars. The primary bedroom is a peaceful retreat, large enough for a king bed and furniture set, with a walk-in closet and private bath featuring a tiled walk-in shower. Down the hall, two light-filled rooms share a bath next to the primary. A fourth bedroom across the home offers flexibility with a charming bay window and generous closet space, ideal as a guest room, office, or playroom. An additional full bath, dedicated laundry room, ceiling fans and durable LVP flooring throughout add convenience, keeping everyday life running smoothly. Following an extensive remodel, every room feels bright and inviting, ready for you to add your personal touch and make it uniquely your own. Just minutes from dining, shopping, and MCAS Cherry Point, and a short drive to Historic Downtown New Bern and the Crystal Coast beaches, this home offers an ideal combination of style, function, and location.
Source: NORTHCAROLINAREGIONAL #100535290
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.