113 Crooked Trl Bastrop, TX 78602
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About this home
Picture this: 113 Crooked TRL, Bastrop, Texas – your very own slice of Lone Star paradise! The heart of this home is undoubtedly the kitchen, where culinary dreams and midnight snack raids become reality, featuring a large kitchen island and shaker cabinets, all tied together with a gorgeous backsplash. Imagine whipping up your favorite dishes in this stylish space, where every meal feels like a celebration. The living room is where you can kick off your boots and relax under a vaulted ceiling that soars to new heights, providing an airy and spacious atmosphere perfect for entertaining or simply unwinding after a long day. This residence boasts three bedrooms and two bathrooms, alongside a laundry room ready to tackle those pesky piles of clothes. Your large primary bedroom is more like your own personal retreat to relax and rejuvenate after a long day of work. The two-car garage offers plenty of room for your precious vehicles. This home is modern living at its finest, with an open floor plan that encourages connection and laughter. Located minutes away from Walmart, HEB Plus, Buc-ees, and plenty more. This Bastrop beauty is more than just an address; it's a life upgrade waiting to happen.
Source: ACTRIS #9333887
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.