113 Natures Pointe Trl Carrollton, GA 30117
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About this home
**VERY MOTIVATED SELLERS, BRING YOUR OFFERS** Welcome to a beautiful Craftsman-style home in Carrollton, GA. Built in 2018, this spacious residence offers 4 bedrooms, 3 full bathrooms, and approximately 2,735 sq ft of thoughtfully designed living space. Step inside to find an inviting open-concept floor plan with abundant natural light. A main-level bedroom and a full bath for flexible living arrangements. Upstairs offers a spacious owner's suite featuring a sitting area and private bath with custom tile and upgraded shower. A versatile media room/bonus space at the top of stairs perfect for work, recreation, or relaxation separating the owner's suite and the additional 2 bedrooms and bathroom. The kitchen is a standout, with granite countertops, stainless steel appliances, a central island, and a breakfast area. Additional comforts include a fireplace, LVP flooring, and energy-efficient features such as double-pane windows and insulated ceilings. Outdoors, enjoy a covered patio overlooking the community pond and a generous 0.66-acre lot that provides both space and privacy including a new Privacy fence around the property. This home combines modern design with practical features in a desirable Carrollton location. Home is in need of a little TLC, and the price adjustment reflects that. Schedule your private tour today!
Source: FMLS #7641197
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.