113 Sommett Blvd Summerville, SC 29483
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About this home
BACK ON MARKET AT NO FAULT TO SELLERS!! BUYERS FINANCING FELL THROUGH!! Welcome to this stunning all BRICK Colonial Style Home that blends timeless charm with modern amenities. House features 3369 Sqft, 4 bedrooms, 3.5 baths and has NO HOA! Sits on 2.37 secluded ACRES behind a private gated entry, this property offers true privacy, functionality, and luxury living! NEW FULLY ENCAPSULATED CRAWLSPACE!! The home's curb appeal is undeniable with its charming full-length FRONT PORCH, perfect for relaxing mornings or evening conversations. As you step through the front doors, you're greeted with beautiful wood floors that flow throughout the entire home. To the left, a versatile space currently used as an office could also serve as a workout room, playroom, or flex space. To the right, you perfect for entertaining. The heart of the home is the large family room with a cozy WOOD-burning fireplace, connected to a separate, spacious kitchen designed for both everyday living and entertaining. The kitchen boasts granite countertops, a large island, an Eat-in dining area, and abundant cabinetry and counter space! Nice sized separate laundry room with a wash sink! The FIRST FLOOR PRIMARY SUITE is a true retreat, offering a massive layout, extra-large walk-in closets, and a spa-like bathroom with dual vanities, tiled walk-in shower, soaking tub, and modern finishes. Upstairs, additional bedrooms continue the charm with hardwood flooring and generous space. Extra wide stairs and doors that makes it easy to access any level and any room! Upstairs features 3 bedrooms and one of the rooms is a DUAL PRIMARY BEDROOM, 2 baths, and an EXTRA BONUS ROOM! Outdoor living shines here: a large back deck with Premium Trex Wood and covered porch overlooking the SPARKALING INGROUND POOL, creating the perfect space for entertaining or unwinding in privacy! Pool has fencing all around it that is separate from the backyard. The property also includes a detached two-car garage, and spacious workshop/barn, and a chicken coop, offering endless options for hobbies, storage, or homesteading. Extra-long driveway for all your toys and most of the 2.37 acres are all cleared! Mature landscaping surrounding the entire property and property lines! This exceptional home offers privacy, acreage, luxury, and classic style - a rare find ready to welcome its new owners! Home is conveniently located near shopping, hospitals, restaurants, grocery stores, entrainment, DORCHESTER II School District and much much more! This is your opportunity to enjoy a great home in a welcoming community with unbeatable convenience. Please schedule a tour today!
Source: CTAR #25024343
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.