113 St Thomas Dr Mulberry, FL 33860
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About this home
Priced BELOW Market Value & Seller offering a $5,000 CREDIT towards closing costs and/or rate buy down!! Welcome HOME to 113 Saint Thomas Dr in the vibrant community of Bridgeport Lakes!! Newly built home in 2022 that has been very well maintained with rear nature conservation views and a slight view of the lake. The perfect blend of both luxury and comfort, this 4-bedroom, 3-bathroom property is equipped with a spacious 3-CAR Garage and a large extended driveway, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. As you enter the home through the double french doors, you'll enjoy the open concept concept floor plan with gorgeous Luxury Vinyl Plank flooring and Stain-Resistant carpet in the bedrooms. Impress your guests in the heart of the home equipped with a modern open kitchen with 36" stone-gray shaker style cabinets, Samsung stainless steel appliances, a Walk-In Pantry, and a large Breakfast Bar and plenty of countertop space. The open layout connecting to the dining and living areas make this space perfect for entertaining and family gatherings. Ceiling fans throughout the property to keep cool for added air circulation. Upstairs, rest and relax in the luxurious master/owner's suite complete with a large Walk-In Closet and a private en-suite bathroom that feels like a spa, with a soaking tub, a large tiled walk-in shower, a closeted toilet, and dual vanities for added comfort and convenience. Enjoy 3 additional spacious guest bedrooms and 2 full guest bathrooms, ideal for guests or family. Step outside for fresh air to your charming and spacious FULLY FENCED backyard for added privacy, featuring a Screened Lanai with a ceiling fan, perfect for relaxing or hosting outdoor get-togethers, and also an 8 x 8 Garden Shed with same color and trim as the home to match! Located in the highly desirable Mulberry School District, this home provides easy access to everyday necessities and popular local attractions such as a plenty of shopping, dining, grocery stores, a brand-new food hall opening just a mile away, the popular Seven Wetlands Park nearby for outdoor enthusiasts, quick access to FL-570 that provides easy access to I-4, and more. Whether you're looking for a primary residence, a vacation getaway, or an investment property, this home checks all the boxes! Don't miss your chance to upgrade both your living and your lifestyle in this popular Bridgeport Lakes community. Call us today for a private showing and let's make this luxurious home YOURS!!
Source: STELLAR #O6295903
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.