11300 Narrow Trail Ter Beltsville, MD 20705
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About this home
Welcome to 11300 Narrow Trail- Your Dream End-Unit Townhome Awaits! Motivated Seller!! Step into this spacious, beautifully maintained end-unit townhome featuring a gourmet kitchen with gleaming granite countertops, stainless steel appliances, and ample cabinet space, perfect for preparing meals and entertaining guests. The sun-drenched family room is accented by rich hardwood floors and large windows that fill the space with natural light, creating a warm, welcoming atmosphere. The open layout on the main level flows seamlessly into the dining area and living room, offering plenty of room for gatherings, cozy nights by the fireplace, or game nights with friends. Upstairs, you'll find generously sized bedrooms with plush carpeting, abundant closet space, and bright, airy bathrooms designed for comfort and relaxation. Retreat to the expansive walk-out basement ideal for a second family room, home office, gym, or guest suite & with direct access to a fenced backyard perfect for pets, gardening, or summer BBQs. The lush green yard provides a private outdoor oasis for enjoying fresh air and quiet moments. This charming home is nestled in a vibrant community with easy access to nearby parks, scenic trails, local eateries, and shopping centers, making every day convenient and enjoyable. Don't miss the opportunity to make 11300 Narrow Trail your new home & schedule your private tour today and experience all this wonderful property has to offer!
Source: BRIGHT #MDPG2162108
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.