11310 NW 73rd Ct Chiefland, FL 32626
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About this home
BUCK BAY, Chiefland, FL ~ REDUCED ~ Spacious 3BR+sunroom, 2.5 bathrooms exquisite home in Buck Bay Subdivision on a beautifully manicured 1-acre lot. Located in homes only subdivision close to schools, shopping, restaurants, Chiefland Golf Course, Manatee Springs State Park, and public boat ramps on the Suwannee River which lead to the Gulf for great boating and fishing. Deed restricted gorgeous community, homeowner association fee is only $75 per YEAR. Numerous features include chain-link fenced back yard, heated & cooled sunroom/porch which is currently being used as an office and overlooks the large picturesque back yard, oversized walk-in pantry, recessed lighting, water treatment system, irrigation system, updated vinyl plank flooring, granite countertops in kitchen and laundry room, stainless steel appliances in the kitchen even includes a wine refrigerator, new well pump 2019, new roof/tube sky lights in 2024 , two-car garage with access to the attic even has an electric car charger. An expansive concrete driveway with a large apron provides plenty of additional room for parking when you have guests. The apron has a double gate to provide easy access to 20x21 metal shed with roll-up and walk-thru doors for added storage. New technology features are Ring Security and Nest thermostat so you can operate your room temperature to be higher when you are away from home and to be nice and cool before you return. Total living space is 2133 square square feet and 3248 is total area square feet under roof. A lot of bang for the buck - put this one on your MUST SEE list!
Source: STELLAR #GC533505
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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