1132 Harbison Cir Myrtle Beach, SC 29579
Your savings
About this home
This charming home is ideally located in the heart of the Grand Strand, close to Market Common, Myrtle Beach, and Surfside—right in the center of everything. Whether you're heading to the beach, dining out, or running errands, you'll love the unbeatable convenience of this location. Step inside to find a thoughtfully designed layout featuring a cozy fireplace with natural gas, perfect for relaxing evenings. The gourmet kitchen is a standout, with granite countertops, a large walk-in pantry, and stylish plantation shutters throughout. This home is equipped with a tankless hot water system for endless hot water and an irrigation system to help keep your yard lush with minimal effort. The sellers have also made several fantastic upgrades, including a hot tub, a plunge pool for those hot summer days, upgraded lighting throughout the home, installed a whole-home drinking water filtration system, and a temporary electric fence to provide added flexibility and security. Plus, the washer and dryer will convey with the sale—an added bonus for any buyer. In addition to all the interior comforts, the community offers fantastic amenities including a community pool to cool off during those warm Myrtle Beach days and a community garden where you can plant, grow, and connect with neighbors. 1132 Harbison Circle isn’t just a house—it’s a lifestyle. Come experience comfort, convenience, and community all in one place! * This has a VA assumable mortgage **Some photos in this listing have been virtually staged.
Source: MYRTLEBEACH #2518496
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.