1133 14th St Unit 2000 Unit 2000 Denver, CO 80202
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About this home
Every home in the Four Seasons Private Residences is special in its own way - and Residence #2000 is no exception. You'll find it infused with a warmth and calmness that is difficult to find in an urban setting. Perched 20 floors above the city, this lovingly maintained home features two large bedrooms, two and one half baths, and a media room/theater, for those times you'd prefer to stay in. Of course, with some of the most incredible mountain views to be had in Denver, it's nearly impossible to duplicate. Make no mistake, this is an elegant and gracious home - large enough for full time living and yet manageable for less frequent visits. Naturally, when you live at the Four Seasons, you’ll have access to such luxuries as two fitness centers, the Four Seasons’ spa facilities, an outdoor salt-water pool and whirlpool, private house car that will deliver or retrieve you from your favorite restaurant or stores. While we’re at it, having 24-hour concierge, valet, security and engineering services at your fingertips doesn’t hurt either. And if you’re of the mind, room service, housekeeping and a list of other available a la carte services are at your disposal with the touch of a couple of buttons. This is everything you’d expect from living on top of a 5-star hotel – and then some!
Source: RECO #7139665
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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