11331 N Oakleaf Ave Tampa, FL 33612
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About this home
Welcome to 11331 N Oakleaf Avenue, where classic charm meets modern convenience on a quiet cul-de-sac in the heart of Tampa. This 4-bedroom, 2-bath residence spans more than 2,200 square feet and is designed for both connection and comfort. The spacious living room makes an immediate impression with its striking brick fireplace wall, complete with built-ins and a wood mantle that anchors the space with warmth and character. Just beyond, a separate family room with custom cabinetry offers flexibility for entertaining, relaxing, or working from home. The kitchen is a true hub, featuring stainless steel appliances, granite countertops and an easy flow into the home’s living areas—perfect for casual weeknights or lively gatherings. Retreat to the primary suite with en-suite bath, a private sanctuary thoughtfully separated from the home’s additional bedrooms. Outdoors, the large lot becomes your personal retreat. The fenced backyard is complete with a shed that has power, ideal for hobbies, storage or a private retreat. There is also a refreshing in-ground plunge pool that transforms hot Florida afternoons into stay-at-home getaways. Behind the garage is a second long driveway. Perfect for a golf cart, camper or boat. Bring all of your toys and easily store them here. Location is everything, and Oakleaf delivers. Stroll to Babe Zaharias Golf Course or enjoy quick access to the best of Tampa—just 15 to 20 minutes from the airport, Downtown, Ybor City, Raymond James Stadium, and beyond. This is more than a home—it’s a lifestyle, ready to welcome its next chapter. Schedule your private showing today.
Source: STELLAR #TB8424214
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.