11334 Redgate St Spring Hill, FL 34609
Your savings
About this home
ASSUMABLE MORTGAGE at a 2.625% INTEREST RATE!!! Amazing opportunity! Welcome to your dream home in Spring Hill with Resort Style, Screen Enclosed POOL, ROOF and $90k+ SOLAR PANELS installed in 2022. This stunning 4-bedroom, 2-bath pool home is tucked away on a private CORNER lot and offers the perfect blend of comfort, style, and Florida living. From the moment you arrive, the amazing curb appeal and tranquil pond with a rock stream at the entrance create a peaceful, welcoming atmosphere. Inside, soaring ceilings and an impressive stone fireplace set the tone for the spacious living areas. The windows fill the home with natural light, enhancing the open, airy feel. The heart of the home flows seamlessly to the backyard oasis, where you’ll find a screen-enclosed pool with a dramatic rock waterfall, a new grill, outdoor patio pass-through window with countertop to the kitchen, and a fully fenced yard with apple, orange, and lemon trees—perfect for relaxing or entertaining. The primary suite is designed for comfort and convenience, featuring a full en suite bathroom, large walk-in closet, and Sliding Glass Doors out to the Pool and Patio. Major upgrades give you peace of mind: Roof 2022, Solar Panels 2022 (will be paid off at closing), Water heater 2022, Trane AC system 2018, Double Pane Windows in the Bedrooms and 1 Garage Window in 2022, Double Pane Bedroom Sliding Glass Door in 2022, Leaf guards on gutters, New toilet and Zero Entry Shower. Other highlights include: Private corner lot with lush landscaping, Gorgeous stone fireplace, new grilling area, Apple, Orange, and Lemon trees in the backyard, Pool with waterfall feature, Tranquil pond and rock stream at entrance. This home truly has it all—modern updates, unique character, and outdoor living spaces that make every day feel like a retreat. Don’t miss your chance to own this one-of-a-kind property. Please NOTE: the closet doors for the bedroom by the entryway currently open out to the foyer. Doors can easily be installed on the bedroom side to make it a traditional 4th bedroom. Schedule your private showing today, make this your future home, and start living the Florida lifestyle you’ve been dreaming of!
Source: STELLAR #TB8418457
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.