11337 Lake Lucaya Dr Riverview, FL 33579
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About this home
Welcome to 11337 Lake Lucaya Dr, a breathtaking waterfront home in the gated community of Lake Lucaya in Riverview, Florida. Built in 2015 and meticulously maintained, this home offers 3,708 square feet of living space with luxurious upgrades and direct access to a 78-acre boatable lake. Positioned with no neighbors to the left, this home offers the rare opportunity to live the ultimate Florida lifestyle, complete with your own dock and boat lift, heated saltwater pool, and panoramic water views. The home features a widened paver driveway and 3-car garage. Step inside and you’ll be welcomed by the grand foyer, crown molding, and elegant finishes throughout. The open floor plan seamlessly connects the living room, kitchen, and dining areas, creating a space that’s as functional as it is beautiful. The living room features built-in shelving, a modern electric fireplace, and 16-foot California-style pocket sliders that fully open to the lanai, blending indoor comfort with outdoor serenity. The kitchen is the heart of the home, offering quartz countertops, a massive island with seating, double built-in ovens, a 5-burner gas cooktop, and a sunny eat-in breakfast area with lake views. Whether you’re hosting guests or enjoying a quiet morning coffee, this space is designed to impress. The primary suite is a private retreat with tray ceilings, an en-suite bathroom, and a spacious walk-in closet. The bathroom features dual vanities, a zero-entry shower, and a luxurious soaking tub. Three additional bedrooms are located on the main level along with two full bathrooms, one being conveniently accessible from the lanai, ideal for guests enjoying the pool. Upstairs, a spacious bonus room offers endless possibilities for a home theater, gym, playroom, or guest suite. This space includes its own bathroom and access to a private balcony overlooking the lake. The balcony is equipped with electric retractable screens, allowing you to enjoy stunning sunsets in comfort and privacy. Step outside to your screened lanai, featuring a heated saltwater pool, outdoor kitchen, TV entertainment area, and sweeping views of the lake. Whether you’re entertaining friends, enjoying a family swim, or relaxing under the covered area, this backyard was built for year-round enjoyment. The private dock and boat lift, one of the few in the community, make boating and fishing effortless. Practical features make this home as efficient as it is elegant; irrigation system, hurricane shutters, water softener, mini-split A/C system, and updated interior and exterior paint (2022). The no-carpet flooring throughout makes maintenance easy and keeps the home feeling light and modern. Living in Lake Lucaya means access to incredible resort-style amenities, including a clubhouse, fitness center, community pool, beach area, playground, and splash pad. The private 78-acre lake offers opportunities for boating, tubing and kayaking. The neighborhood is conveniently located near I-75, downtown Tampa, top-rated schools, shopping, and dining, making it both serene and accessible. Don’t miss your chance to own this one of a kind property!
Source: STELLAR #TB8441121
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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