11344 Gallinule Ave Weeki Wachee, FL 34613
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About this home
This beautifully maintained and updated single-story home is the one that you've been waiting for. In the last 5 years this show stopper has seen a new roof, new AC, drain field, septic and well... and that's just outside. This 4 bedroom, 3 bathroom home with stunning open feature pool checks every box on your wishlist. Step inside to discover a bright and spacious foyer with a high ceiling, chandelier lighting, and natural sunlight filtering through a decorative glass front door and arched transom window. The open-concept layout flows effortlessly across warm wood-style luxury vinyl plank flooring that extends throughout the main living areas. The living room features a tray ceiling with recessed lighting and large sliding glass doors that open to a covered porch overlooking the sparkling in-ground pool—perfect for relaxing or entertaining. The kitchen combines functionality and style with dark wood cabinetry, marbled granite countertops with matching backsplash, a central island with an extended bar counter, and stainless steel appliances. A cozy breakfast nook beside the kitchen offers serene views through tall windows and direct access to the pool area. The spacious primary suite serves as a peaceful retreat with soft gray carpeting, a large walk-in closet, and sliding doors leading to the pool. The primary bathroom offers dual sinks, a soaking tub, and a separate walk-in shower surrounded by elegant tile work. Additional bedrooms are equally comfortable, featuring plush carpeting, ceiling fans, and ample natural light. The fully fenced backyard provides privacy, with stone pavers surrounding the pool and a covered patio perfect for shaded outdoor living. It's giving 'country living' feel but close to everything you want. This home is ideally situated near several popular local attractions. Conveniently located just a few miles from Oak Hill Hospital and close to SR-50 for all of the stores, restaurants and entertainment that you could need. Only 12 miles from Hernando Beach and the Gulf. Your weekends can feature boating, fresh seafood, Pine Island Beach, Weeki Wachee State Park with the mermaid shows or hiking, fishing or biking in the Weeki Wachee Preserve all within a 20-minute drive.
Source: STELLAR #W7879647
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.