11383 Pepper Ln Beaumont, CA 92223
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About this home
Honey, stop the car! This stunning 2,432 square foot home in Beaumont's desirable Fairway Canyon community is exactly what you've been searching for. Built in 2008 and meticulously maintained, this 4-bedroom, 2.5-bathroom gem features fresh exterior paint and updated interior finishes throughout. Step inside to welcome home comfort with a spacious living room featuring soaring vaulted ceilings - perfect for family gatherings and entertainment. The thoughtful layout includes a separate formal dining room complete with elegant chandelier, and laminate wood flooring, creating the ideal space for special occasions. The heart of this home is the chef's dream kitchen, showcasing beautiful granite countertops, sleek glass backsplash, and a convenient center island. You'll love the abundant cabinet storage and includes stainless steel appliances, while the adjoining breakfast nook provides a cozy spot for casual dining and the adjacent family room with fireplace offers the perfect place to unwind. Comfort and convenience define the main level with updated flooring and a convenient half-bath featuring upgraded fixtures and linen storage. An attractive laminate wood staircase leads to the second floor, where you'll find an open overlook that provides lovely views of the living spaces below. All four bedrooms are generously sized with fresh paint and upgraded plantation shutters and ceiling fans throughout. The secondary bathroom serves bedrooms one and two, while a long hallway leads to bedroom three and the magnificent master suite. The oversized master bedroom is a true sanctuary, featuring a spacious walk-in closet and luxurious en-suite bathroom. Upstairs laundry room. Enjoy outdoor living and an exceptional location as you relax on the backyard patio while taking in peaceful mountain views. The 2-car garage with direct access adds convenience to daily life. Located in the sought-after Fairway Canyon community with easy access to I-10 freeway and Cherry Valley, you'll enjoy close proximity to parks, top-rated schools, and shopping. This is California living at its finest! Seller is motivated - don't let this opportunity pass you by!
Source: CRMLS #CV25184772
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.