11397 Argentine Ct Bokeelia, FL 33922
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About this home
PRICE REDUCTION! Tucked away on a quiet residential street in the desirable boating community of Charlotte Shores, this 3-bedroom, 2-bathroom home offers the ultimate Southwest Florida lifestyle. Enjoy direct Gulf access with no bridges from your private boat dock, complete with a 10,000 lb lift, just minutes to some of the best fishing and island-hopping in Pine Island Sound. The tropical backyard oasis is perfect for entertaining or relaxing, featuring a heated pool with screened lanai and serene canal views. Inside, the open-concept floor plan offers comfortable coastal living with spacious bedrooms, a light-filled kitchen, and easy flow to the outdoor living areas. Whether you're searching for a full-time residence, winter getaway, or vacation rental opportunity, this waterfront gem has it all— privacy, boating convenience, and year-round sunshine in one of Bokeelia's most sought-after neighborhoods.
Source: FORTMYERS #225049420
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.