114 Batten Board Way Woodstock, GA 30189
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About this home
Welcome home to The Village at Towne Lake, a premier gated community in the heart of Woodstock! This beautifully maintained two-story residence, built in 2022, offers 3 bedrooms, 2.5 baths and over 2,000 square feet of modern living space designed with comfort and style in mind. Inside, you’ll love the bright open layout featuring a gourmet kitchen with white cabinetry, stone counters, stainless appliances, a spacious island, and a view to the family room. The inviting living area is anchored by a cozy electric fireplace, while the oversized primary suite boasts a double vanity and walk-in closet for easy luxury. Upstairs laundry with a sink makes everyday living effortless.Step outside to enjoy a rear porch and landscaped lot, perfect for relaxing or entertaining. The community itself is loaded with amenities—clubhouse, pool, tennis, pickleball, and walking trails—all just minutes from vibrant Downtown Woodstock’s shopping, dining, and entertainment.Additional features include a two-car garage, high ceilings, crown molding, and energy-efficient design. HOA covers lawn maintenance, giving you more time to enjoy everything this sought-after neighborhood has to offer. This home blends the best of low-maintenance living with modern elegance—don’t miss your chance to make it yours!
Source: FMLS #7646498
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.