114 Deerview Dr Columbia, TN 38401
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About this home
INTEREST RATE BUY DOWN with an acceptable offer!!! Comfort meets convenience in a beautifully updated home! This 4 bedroom home sits proudly on a desirable corner lot in a quiet, friendly neighborhood with easy access to the bypass for effortless commuting.Step inside to a large open living room, perfect for gatherings or cozy nights in. The expansive kitchen is a chef’s dream, featuring abundant cabinetry and all-new appliances (less than a year old!). Entertain with ease on the covered back deck—complete with a mounted TV and a natural gas grill line—ideal for weekend barbecues or relaxing evenings outdoors. Retreat to generously sized bedrooms, including a luxurious master suite with a double shower head in the updated master bath. Enjoy peace of mind with recent upgrades: roof, windows, deck cover, and master bath have all been refreshed within the past couple of years. The low-maintenance rock flower bed and privacy fence create a serene outdoor oasis, while the garage offers hanging storage for all your needs. Nearby, you’ll find local favorites and the convenience of shopping. Parks and green spaces are just minutes away for outdoor enjoyment. Don’t miss your chance to own this move-in-ready gem—schedule your tour today and experience the best of Columbia living!
Source: REALTRACS #2940516
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.