114 Kenna Ct Jacksonville, NC 28540
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About this home
Absolutely Stunning — That's the BEST way to describe this home! As you step inside, you're greeted by a beautiful dining room to the right of the entry, featuring a coffered ceiling and elegant wainscoting. With three stories of living space, there's plenty of room to spread out and enjoy. The open-concept kitchen flows seamlessly into the living room, creating a bright and inviting atmosphere. If you love to cook, you'll appreciate the gas range; perfect for preparing delicious meals. Just off the living room, you'll find a massive walk-in closet offering incredible storage space. Upstairs, the second floor features four spacious bedrooms. The primary suite easily accommodates a king-size bed and full furniture set. After a long day, unwind in your soaking tub for a relaxing, tranquil evening. But wait, there's more! Head up to the third floor, where you'll discover a large bonus room complete with its own full bathroom. Use it as an office, guest suite, or media room; the possibilities are endless. Step outside into your very own backyard fruit garden, featuring blueberry bushes, blackberry vines, and lush purple grapes—perfect for enjoying fresh-picked treats all season long. This home is move-in ready and waiting for its new owners! Conveniently located just minutes from Camp Lejeune and the beautiful area beaches, you'll never be far from sunshine and sand. One last thing to say: Welcome Home!
Source: NORTHCAROLINAREGIONAL #100538065
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.