114 Mount Vernon Cir Greer, SC 29651
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About this home
Welcome to this beautifully remodeled 3 bedroom/2 bathroom PLUS basement-level Flex space home with 2000 SF. This home is located right off Wade Hampton Boulevard, providing convenient access to shopping and restaurants but is nestled on a PRIVATE, QUIET lot with creek and mature trees. The rocking chair front porch welcomes as you enter the living room with bay window where you will love the open floor plan with new flooring throughout. This space transitions smoothly into the dining room and gorgeous new kitchen with sleek light gray cabinets, gleaming quartz countertops, gas range and garden window for your fresh herbs. The great room features a corner gas fireplace and large windows offering a panoramic view overlooking your private backyard with fire pit, just right for roasting marshmallows on cool fall evenings. Sliding doors exit out to the oversized, multi-tiered deck, great for entertaining. The primary suite has a walk-in closet and stunning new, modern bathroom with tiled shower. The split-bedroom floor plan has two additional bedrooms and an updated hall bath. On the basement level you will find a 2-car garage AND an additional 1-car garage, complete with gas wall heater, making this a perfect workshop or even additional garage space for that boat, golf cart or UTV. And the best surprise…a 22x17 FLEX Room with windows, 2 closets and a brand new mini-split HVAC. Need a 4th bedroom? You got it! Need a home gym or office? You got it! This home has many updates, including all new PEX plumbing lines. The only thing missing from this fabulous home is YOU!
Source: GREENVILLESC #1571769
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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