114 Neetle Close Dr Woodstock, GA 30188
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About this home
NEW PRICE! Nestled on a quiet cul-de-sac in The Glen section of coveted Woodlands neighborhood, this gorgeous traditional is the perfect blend of timeless elegance and modern living! A hidden coat closet disguised as an unassuming bookcase is the first surprise of beautiful woodworking detail throughout. Thoughtfully designed and freshly painted, the home features separate formal living and dining rooms, plus dedicated home office with custom built-in bookshelves and desk, recessed lighting, and coffered ceiling. An inviting family room with vaulted ceiling and striking built-in centers around a stunning stone fireplace and flows seamlessly into the eat-in kitchen. Lovely updated granite and stainless chef's kitchen is complete with an island, cozy breakfast nook, and walk-in pantry perfect for daily living and entertaining. Brand new carpet upstairs - including generous primary suite offering dual vanities, a soaking tub, separate shower, and large walk-in closet. Secondary bedrooms are spacious, including one with custom built-in window seat and share a charming full bath with dual sinks and a tub/shower combo. Step outside to a private backyard retreat featuring a stone patio and pergola, ideal for barbecues or relaxing and enjoying nature. Incredible resort-style community amenities include a clubhouse, pools, tennis courts, and walking trails, offering an active, connected lifestyle in an awesome location and more! Bonus: Qualified buyers may be eligible for discounted rate options and no-lender-fee future refinancing.
Source: FMLS #7640424
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.