11409 Deercroft Ct Spring Hill, FL 34609
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About this home
2/2/2 CARDINAL MODEL HOME IN THE WELLINGTON, A 55+ COMMUNITY. Exterior Features: • First impression, classic look, maintained patio home. • Neat, clean landscaping, beds with curbing • Concrete painted drive and walkway • Stone and wood chip mulch • Private backyard with view of DRA, peaceful green space • Fully screeded lanai lets in fresh air • Forward facing side entrance INTERIOR FEATURES: • 2-bedroom, Cardinal Model, features a whopping 1736 square feet of living space, allowing for both formal and informal living spaces • Formal living space features a cozy sitting area, great for a library or conversational furniture grouping and a formal dining room large enough for a full dining room set. • Wood laminate flooring throughout living spaces • Foyer with coat closet • The open and informal living space features a family room, breakfast nook and bar and a spacious kitchen with granite counter tops, tile backsplash, tile floor, stainless steel appliances, pantry and plenty of indirect and pendant lighting. • Neutral paint and plenty of natural light throughout. BEDROOMS: • Master suite features a large bedroom, plenty large enough for a king set, with sliders that let in plenty of natural light, a walk-in closet, double vanity, tile floor, updated lighting and mirrors, a combination tub and shower with tile surround and a linen closet. • It's a split bedroom plan with the guest bedroom and bath up front. The guest bedroom has an arched window with reflective window film. Both bedrooms are carpeted. The guest bath has been remodeled, lots of tile, a walk in shower and an updated vanity sink, mirror and light fixture. LANAI AND OTHER FEATURES: • Your lanai is located directly off the family room, surrounded by screened walls for maximum air flow, painted floor, fan and light fixture and wired with power. • Great, green, private and peaceful views. • Indoor laundry with laundry sink. • Two car garage. New HVAC in 2021 Come see this fabulous listing and explore the stunning community, known for its wide, beautifully landscaped streets and sidewalks. Enjoy peace of mind with a 24-hour manned security gatehouse. Residents have access to a year-round heated pool, bar and grill, tennis and pickleball courts, a billiard room, a library and computer center, bocce courts, and numerous social events. Experience the Wellington lifestyle at its finest.
Source: STELLAR #W7877316
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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