11416 Pine Forest Dr New Port Richey, FL 34654
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About this home
EMBRACE WATER FRONT LIVING AT IT’S FINEST WITHOUT BEING IN A FLOOD ZONE! Nestled in a serene location offering a mix of tranquility and convenience, this coastal ranch-style home presents a unique opportunity to enjoy comfort, style, and functionality. If you’re seeking a home that combines the essence of quiet country life with the charm of a vibrant town nearby, this property truly stands out. PROPERTY HIGHLIGHTS: Bedrooms & Bathrooms: A spacious 3-bedroom, 2-bath layout provides plenty of room for family and guests, while offering private retreats for everyone. RENOVATIONS: With just under $200,000 in updates, this home showcases a complete remodel that blends contemporary aesthetics with timeless design. STUNNING VIEWS AND MORE: The dining room opens to breathtaking waterfront views, perfect for both everyday meals and special occasions. GOURMET KITCHEN: The kitchen is a chef’s dream, offering ample space to cook and entertain, enhanced by state-of-the-art appliances.NEW INFRASTRUCTURE Enjoy peace of mind with new plumbing and electrical systems, ensuring efficient and worry-free living.OUTDOR ENRICHMENT:A beautiful wrap-around deck enhances the living space, providing a perfect spot for relaxation or hosting gatherings with lake views as your backdrop. LUSH LANDSCAPING: The new irrigation system and sod offer a pristine outdoor setting, keeping maintenance minimal while maximizing beauty. IDEAL FOR: This home appeals to buyers seeking a serene environment without the encumbrance of CDDs or HOAs. Its peaceful surroundings make it perfect for those looking to escape city noise while still enjoying easy access to all that Tampa's bustling New Port Richey area has to offer. LOCATION PERKS:The property is conveniently located near stunning beaches, making it easy to indulge in sun-filled weekends and ocean breezes. A short drive brings you to downtown New Port Richey, where a vibrant mix of restaurants, shops, and events contribute to a delightful small-town atmosphere. THE LIFESTYLE OFFERED BY THIS HOME IS ONE OF COMFORT AND CONVENIENCE. Imagine starting your day with serene views of the lake, and ending it with a leisurely dinner on your elegant deck. Whether you seek a haven from the busy world or a spot rich with opportunity for entertainment and relaxation, this home is ready to deliver. MAKE AN APPOINTMENT TO SEE THIS LOVELY PROPERTY TODAY, PICTURE YOURSELF LIVING THERE.........SOON, YOU TO COULD BE LOVING THE FLORIDA LIFE!
Source: STELLAR #TB8343120
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.