11418 Callaway Pond Dr Riverview, FL 33579
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About this home
MOTIVATED Seller - Bring All Offers! Looking for room to spread out? Opportunity awaits in this beautiful 5 bedroom, 4 bath, 3 car garage home tucked away on a tree-lined street in the heart of Riverview in the highly desirable South Fork community. This expansive two-story residence spans an impressive 4,150 square feet with a thoughtfully designed functional layout. The home features 5 generously sized bedrooms, 4 well full bathrooms, and a versatile bonus room and 3 car garage, providing ample space for relaxation and entertainment. 3 of the 5 bedrooms on the upper level, and 2 more bedrooms are on the first floor ensuring privacy and ease of access. The spacious kitchen and breakfast nook are designed to maximize comfort, convenience and practicality. The huge kitchen was recently renovated with all new modern soft close cabinetry, an abundance of pull out drawers, gorgeous granite counters, touch activated kitchen faucet, a gigantic island, two pantries, and is just waiting for you to finish it off your way. The home has high ceilings and the family room has a cathedral ceiling with extra windows to let the natural light flow in. November 2021 Roof, HVAC smart system installed 2024. This home features a modern glassed-in sunroom (Dec 2023) with an AC split (2024) that brings your square footage under air to 3,817 sq ft. The seamless integration of the indoor and outdoor living spaces creates an inviting atmosphere for entertaining and everyday enjoyment. With its spacious floor plan, low HOA, thoughtful upgrades, and light-filled interior this Riverview home is ready for you to make it yours. Furniture is available under a separate Bill of Sale. Both HVAC systems, and the water heater were replaced in 2020. The SouthFork community amenities include a clubhouse, pool, playground, and basketball courts offering numerous recreational and social activities. Very low HOA fee, and NOT in a Flood zone! Conveniently located with easy access to I-75, and Highways 301 and 41. Enjoy the abundance of shopping and dining options nearby. Outdoor enthusiasts will love being close to Alafia River State Park, the Little Manatee River State Park and numerous other recreational areas. Easy commute to Tampa and MacDill AFB. Call today for a private tour! #Military #VA
Source: STELLAR #TB8427833
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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