1142 Yellowwood Dr Aberdeen, NC 28315
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About this home
Welcome home to this beautiful 5-bedroom, 3-bath, 2-story home in the Shepherds Trail community in Aberdeen! Built in 2018, this home offers 2,088 sq. ft. of thoughtfully designed living space in a quiet neighborhood with sidewalks and street lights. The main level features an inviting open-concept floor plan that's perfect for gatherings. The dining room showcases elegant, coffered ceilings and wainscoting, while the kitchen impresses with granite countertops, a center island, stainless steel appliances (including refrigerator), and a large pantry. A guest bedroom and full bath are conveniently located on the first floor. Upstairs, you'll find the spacious primary suite with coffered ceiling, dual-sink vanity, walk-in closet, walk-in shower, and soaking tub, along with three additional bedrooms and a laundry room for easy access. Enjoy outdoor living on the covered back patio overlooking the privacy-fenced backyard—ideal for relaxing or entertaining. A two-car garage provides plenty of storage and parking space. Located just minutes from downtown Aberdeen, Southern Pines, and Pinehurst, this home offers the perfect blend of small-town charm and convenience. Pinehurst is world-renowned for its championship golf courses, resort-style amenities, and charming village atmosphere, while Fort Bragg is just a short commute away. This move-in ready home combines comfort, style, and a prime location—come see all that Shepherds Trail has to offer!
Source: NORTHCAROLINAREGIONAL #100537069
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.