11430 Palmers Green Dr Peyton, CO 80831
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About this home
Welcome to this beautifully crafted ranch-style home built by Campbell Homes, on a private cul de sac street, in the desirable Paint Brush Hills community within school district 49. This spacious residence offers exceptional main-floor living with a thoughtfully designed layout. Enjoy the convenience of a 4-car garage, ideal for extra storage or toys. Inside discover rich wood flooring flowing through the entry, family room, and kitchen, creating a warm and inviting atmosphere. The heart of the home features a kitchen complete with granite countertops, stainless steel appliances, a center island, and abundant cabinetry; perfect for the home chef and entertaining alike. The expansive main family room boasts a stunning double-sided fireplace shared with the covered back porch, offering seamless indoor-outdoor living year-round. Retreat to the primary suite, where a second double-sided fireplace elegantly separates the spacious bedroom from a 5-piece primary bathroom. Additional highlights include a main-level laundry room, a finished basement featuring a large second family room, two additional bedrooms and a full bathroom. Outside, the low-maintenance front yard and professionally landscaped backyard offer curb appeal and style. The covered back porch is complete with pavers and a cozy fireplace, creating an ideal space to relax or entertain. The combination of no neighbors to the rear and tranquil mountain views offer a scenic setting with unmatched privacy. Don’t miss your opportunity to own this exceptional property!
Source: PPMLS #3264359
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.