1144 Bastion Cir Mount Juliet, TN 37122
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About this home
Discover a beautifully maintained home in the highly sought-after, gated Del Webb at Lake Providence, a 55+ adult community in Mount Juliet, Tennessee. This home features an open floor plan, combining the kitchen, dining, and living areas for easy entertaining and comfortable living. The kitchen features solid wood cabinetry, spacious granite countertops, and stainless steel appliances, perfect for any home chef. The spacious master suite on the main level features tray ceilings, a large walk-in closet, an oversized soaking tub, a walk-in shower, and a double vanity. A second bedroom and guest bath are also conveniently located on the main level. The laundry room, just off the garage, provides easy access to the kitchen. The upper level offers a second living area, a third bedroom, and an additional guest bath, ideal for guests or family visits. There's also extra attic storage with a full-size walk-in door, offering plenty of floored storage space and easy access to the air handler, your HVAC tech will thank you! Your HOA dues cover a range of services and amenities, including: Lush community landscaping and lawn care Weekly garbage pickup Gated community entrances Huge variety of outdoor activities: Resort-style outdoor pool and spa A serene 13-acre lake with paddle boats and kayaks Event lawn, veranda with swing benches, and pocket parks 5 miles of walking and biking trails Fishing, pickleball courts, tennis courts, and bocce courts Community garden plots and playground for grandkids And indoor fun at the clubhouse: Heated lap pool, spa, aerobics studio, and fitness center Ballroom with service kitchen, arts and crafts studio, and billiards Indoor walking track and multipurpose room Library, lounge, and much more! 1144 Bastion Circle is a perfect location for shopping, attractions and state of the art medical care. Grocery and retail shopping are only 2.5 miles away! You're just 20 miles away from the attractions of Downtown Nashville as well as Vanderbilt Hospit
Source: REALTRACS #2868214
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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