1144 University Pkwy Blythewood, SC 29016
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About this home
PRICE IMPROVEMENT!! $619,900 plus Sellers are willling to pay the HOA Transfer Fee with an acceptable contract. Come take a look at this all brick beauty in the popular GATED Cobblestone Park neighborhood sitting on a gorgeous 0.32 acre GOLF COURSE lot looking upon the #5 tee box. From the minute you walk through the custom front door into that soaring 2 story Foyer with grand staircase, you know you're in a pretty special place. Immediately to your left is a Formal Dining Room with intricate wainscoting and heavy moulding. To your right is a stunning Living Room (currently office) with vaulted ceiling. Straight ahead is the Family Living Room with its coffered ceiling and gas fireplace, gleaming engineered hardwood floors and 10 ft ceilings lead you into an open concept Gourmet Kitchen and Breakfast area situated in front of a large bay window.....the perfect spot for entertaining family and friends. The chef in the family will love the spacious counters, abundant stained cabinets, nice pantry and the stainless appliances. The Butlers Pantry between the DR and Kitchen gives added cabinetry. Fabulous Owners' Suite has paneled tray ceiling, bay window, and a spa like Bath, complete with a double vanity, whirlpool tub, oversized tiled shower, and walk in closet. Rounding out the first floor, you have a Powder Room and generous laundry room. Well thought out floorplan continues upstairs with a loft area, huge Media/Play room, four spacious Bedrooms all with tray or vaulted ceilings and great closets, one has a Private Bath, There's a nice Shared Bath with double vanity for the others. Experience Outdoor Living at its finest complete with Covered Patio, large Deck, and an expansive yard…all overlooking the course's 5th tee box. Well appointed, spacious, and conveniently located near I-77, SCOUT, & all the things that the precious town of Blythewood provides. Plus the Killian Road district with all its shopping and dining options is only 2 exits away. Not to mention only 25 minutes to Downtown Columbia, this one is sure to check all your boxes. Welcome home! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #611118
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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