1145 Country Glen Dr Godley, TX 76044
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About this home
**Seller is offering $5,000 towards buyer's closing costs or rate buy down with an acceptable offer** Nestled in the sought-after Star Ranch community in Godley, Texas, this stunning two-story home, built in 2022 by Bloomfield Homes, offers modern living with a spacious open floor plan. The heart of the home is the gourmet kitchen, featuring a large island, perfect for entertaining. With 4 bedrooms, 2.5 baths, and an upstairs game room, there’s plenty of space for everyone. Designed for both style and durability, this home boasts water-resistant laminate wood flooring throughout the living area. Step outside to enjoy the upgraded covered patio, ideal for relaxing or entertaining year-round. The home is also equipped with a gutter system connected to a French drain, providing efficient water management to help protect the foundation and landscaping. Located just 30 minutes from Fort Worth, Godley provides a perfect balance of peaceful suburban living while keeping you close to city conveniences. Enjoy nearby attractions such as Lake Pat Cleburne, Cleburne State Park, and historic downtown Granbury. Plus, with easy access to Chisholm Trail Parkway, commuting is a breeze. Don’t miss your chance to own this beautiful home in a growing community!
Source: NTREIS #20848297
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.