11479 Walsingham Rd Largo, FL 33778
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About this home
50K PRICE REDUCTION!!!! HURRY DON'T LET THIS ONE PASS YOU BY. This 2bdr 2 bathroom home is located in an oversized corner lot. The home has mature trees aligning the front of the hone for privacy. This home has a big enclosed work barn made with permits. The barn has a built wood elevator and has plenty of space for storage for your work equipment and tools. When you first arrive to the home to the right of the front door is a screen in front porch with a built in wood bench and a built in wood planter. Its a very cozy sit down area It has roller shades to cover the sun. The home has a nice partially glass entry door. once inside you have an open concept of living room and dining room with French doors opening to the enclosed sun room. The sun room has been divided with drywall to make an additional 3rd bedroom. Perfect for a home office or 3rd bedroom with an additional split AC in the sun room. The kitchen is very nice and bright with an Energy Qualified Refrigerator and dishwasher, exhaust fan and oven. Just off the kitchen is the laundry room with a utility sink that with a pocket door for privacy. The laundry room also leads to the garage. This home has a one car garage with hurricane garage door and newer hurricane windows. This home comes with Hurricane Shutters, Rain Gutters, Sprinkle ready system. A water well. The home is fenced in all around for privacy. This home is only a short drive to the Beach, close to Walsingham Park, Heritage Village and The Botanical Garden.
Source: STELLAR #TB8412835
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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