1148 Pearl View Dr Altamonte Springs, FL 32714
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About this home
AGENTS - PLEASE VIEW REALTOR REMARKS IN THE MLS. Welcome to this 4-bedroom, 3-bathroom single-family home offering 1,982 sq ft of comfortable living space. Home is on an acre lot that allows perfect amount of space on the side of home to be sub divided. Step inside and you’ll be greeted by a spacious layout designed for both everyday living and entertaining. The heart of the home is the inviting kitchen, complete with modern appliances and ample counter space, making meal prep and family gatherings a breeze. The open floor plan flows seamlessly into the main living areas, creating a warm and welcoming atmosphere. With four generously sized bedrooms and three full baths, this home provides plenty of room for everyone. The primary suite offers a private retreat, while the additional bedrooms can easily serve as guest rooms, home offices, or flex spaces. Outside, you’ll find a huge yard perfect for relaxation or weekend barbecues. Located near shopping, dining, schools, and local attractions, this home blends comfort, convenience, and style. Don’t miss the gem that will take some TLC —schedule a showing today! Please schedule all showings online via Showing Time. Offers will be accepted through Thursday, October 30, 2025 at 1:00 pm. AT SELLER'S DISCRETION, AN OFFr MAY BE ACCEPTED AT ANY TIME.
Source: STELLAR #TB8433408
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.