11483 Russet Pl Adelanto, CA 92301
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About this home
Beautifully Maintained Single-Story Oasis with Pool & Private Backyard!! Welcome to this spacious and meticulously maintained single-story home, offering the perfect blend of comfort, style, and functionality. From the moment you arrive, you'll notice the fresh exterior paint and pristine curb appeal that set the tone for what’s inside. Step into a bright and open-concept floorplan ideal for everyday living and entertaining. The heart of the home is the stunning kitchen, featuring a massive custom-built island with gorgeous pendant light fixtures above, wine fridge, and seamless flow into the dining area—complete with a cozy fireplace perfect for family gatherings or dinner parties. Enjoy indoor-outdoor living with a gorgeous backyard retreat that boasts a sparkling pool, relaxing jacuzzi, and privacy with no rear neighbors. Whether you're hosting guests or enjoying a quiet evening, this outdoor space is truly special. The primary suite offers a peaceful escape, featuring a large walk-in closet with what could be his-and-her sections and a luxurious en-suite bathroom with a beautiful double vanity and stone counters and a perfectly sized linen closet. A separate fourth bedroom, thoughtfully positioned away from the others, provides ideal flexibility as a home office, guest suite, or private retreat. Additional highlights include: Fresh interior and exterior paint, Newer AC and water heater, three-car garage with dedicated A/C unit — perfect for hobbyists or storing big toys. Spacious layout designed for modern living. Every inch of this home has been lovingly cared for and is move-in ready. Don't miss the chance to make this stunning property your own.
Source: CRMLS #CV25216971
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.